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Is Your Health Insurer Breaking the Law?

NonProfit Quarterly

Image credit: AntonioGuillem on istock.com Despite hundreds of state laws meant to protect health insurance consumers—patients, in other words—from denials of legitimate claims for coverage, health insurers are routinely flouting these laws and illegally denying coverage in even life-threatening situations.

Insurance 100
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How to Restore Community Economies: Reestablishing the Right to Associate

NonProfit Quarterly

These farmers also successfully advocated for a system of federally backed cooperative banks and joined together to form farmer-owned insurance pools, allowing agriculture cooperatives to form, including prominent brands like Land O’Lakes and Ocean Spray. Before the Affordable Care Act, it was the only good option for health insurance.

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Driving Without a Safety Net: How Nonprofits Are Helping People Recover from Car Accidents

Nonprofit Marketing Insights by GlobalOwls

For those without insurance, the consequences can be even more devastating. While laws and penalties exist to encourage insurance coverage, they often fail to address the root causesfinancial hardship, lack of awareness, and systemic barriers. Without insurance, accident victims often have little recourse.

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MADD Refreshes It Branding

The NonProfit Times

The HALT Act was signed into law on Nov. MADD has led advocacy, education, prevention, and equitable enforcement efforts, providing support for victims and survivors, becoming the nation’s largest traffic safety advocacy organization. The post MADD Refreshes It Branding appeared first on The NonProfit Times.

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Putting Homeownership Preservation on Philanthropy’s Agenda

Stanford Social Innovation Review

According to the National Consumer Law Center , “heirs' property” owners may also struggle to obtain homeowners insurance and property tax relief credits, receive home repair grants and loans, or take out home equity lines of credit. Without being able to prove ownership via a clear title, then, heirs can lose their home.

Law 122
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Why Do Wheelchair Repairs Take So Long?

NonProfit Quarterly

The group is documenting these experiences in the hope of making legislative change, similar to a law passed in Colorado in 2022. Some of the parts, especially for motorized wheelchairs, are specialized, meaning they’re only available from limited suppliers and their repair can cost more than insurance is willing to pay.

Insurance 124
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Minding the Gaps: Neuroethics, AI, and Depression

NonProfit Quarterly

3 By law, these must remain anonymous when used. Depression diagnosis from a licensed psychiatrist can cost between $100 to $300 without insurance, 22 while therapy can range from $65 to $250 per session 23 and antidepressants can be nearly $100 for a 30-day supply. 21 Most important, unsupportive infrastructure is costing lives.