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The Next Generation of Mutualism

Stanford Social Innovation Review

When enough mutualist networks and organizations are active, you may even wind up with an ecosysteman abundance of shared resources, experience, social capital, and financing, both centralized and grassroots, all sustaining projects serving a wide variety of community needs. But they benefit from support.

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How Limited Equity Co-ops Can Sustain Affordable Homeownership

NonProfit Quarterly

They were initially marketed to wealthier urbanites, who wanted the advantages of individual homeownership without all the responsibilities it entailed. By contrast, in market-rate co-ops, the sale price is uncapped. While LECs offer significant opportunities, nonprofit housing developers must navigate several significant challenges.

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How Guarantees Can Advance Community Development and Racial Equity

NonProfit Quarterly

While many foundations screen their endowment investments based on environmental, social, and governance factors, only a few optimize their investment strategies for mission impact. From inception, the pool was centered on community development financing activities and emphasized racial, gender, and economic equity.

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Limited Equity Housing Cooperatives: Why They’re a Solution for Our Times

NonProfit Quarterly

Members of a housing cooperative have joint control over the governance of common areas like green spaces and playgrounds, and in the US, owners of a share in a co-op are entitled to the same tax deductions as homeowners. In fact, most co-op housing units are sold at the market rate. Buying housing as a group presents many advantages.

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From Impact Investing to “Impact-First” Investing—What Is the Field Learning?

NonProfit Quarterly

An impact-first approach to investing requires [investors who are]willing to accept below-market-rate returns. Five years ago, BII launched a cohort-based approach to help organizations in other communities set up similar funds. Activating these funding streams will be challenging but not impossible.

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Impact Investing Can’t Deliver by Chasing Market Returns

Stanford Social Innovation Review

By Jim Bildner In 2012, more than a decade ago, in response to a growing wave of impact investing obsession, Kevin Starr warned that impact investing was doomed to fail: “Few solutions that meet the fundamental needs of the poor will get you your money back,” he observed, and “overcoming market failure requires subsidy.”

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How to Help People of Color Become Homeowners: Data from Philadelphia

NonProfit Quarterly

Image Credit: Jacob Culp on Unsplash Headlines about which cities have the most or least affordable housing markets often oversimplify the issue; the reality is that cities have a range of residential types with a range of social and economic implications for the people who live there. This point seems obvious but is worth stating explicitly.