Harnessing the Power of AI for Positive Impact: A Conversation with Juan Lavista Ferres
NonProfit Quarterly
JUNE 17, 2024
If you have a thousand people who take out a loan, knowing their race or ethnicity will tell you very little about who will repay the loan. You can observe income and you can observe demographic characteristics like race. And because disposable income varies by race, it could be used as an indicator of who will repay the loan.
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